Where creatives learn to connect, structure, and monetize their gifts.
Effective Date: July 15, 2026
Welcome to The Creative Income Circle by Yuri Cruz. By using this website, downloading resources, joining our email list, registering for events, purchasing offers, or participating in our community, you agree to the following Terms & Conditions.
Please read them carefully.
This website is designed to provide educational content, creative business resources, community information, event updates, workshops, and offers related to The Creative Income Circle.
You agree to use this website and our resources for lawful purposes only.
The content, resources, workshops, events, and community experiences provided by The Creative Income Circle are for educational and informational purposes only.
We may provide guidance related to creativity, monetization, business structure, offers, pricing, community building, events, and personal growth. However, this information should not be considered legal, financial, tax, or professional advice.
You are responsible for your own decisions, actions, results, and business outcomes.
We believe in providing valuable tools, education, and support. However, we do not guarantee specific income, business results, creative outcomes, audience growth, sales, partnerships, or opportunities.
Your results may vary based on your effort, experience, audience, offer, market, consistency, and other factors outside of our control.
All content on this website, including text, graphics, resources, workbooks, trainings, videos, downloads, designs, frameworks, and other materials, belongs to The Creative Income Circle by Yuri Cruz unless otherwise stated.
You may not copy, reproduce, distribute, resell, publish, or use our content for commercial purposes without written permission.
Free resources are provided for personal use only.
If you participate in any private community, event, challenge, workshop, or group space connected to The Creative Income Circle, you agree to engage respectfully.
You may not harass, threaten, spam, exploit, or harm other members.
We reserve the right to remove anyone from community spaces, events, or offers if their behavior is harmful, inappropriate, disrespectful, or disruptive.
If you purchase a product, event ticket, workshop, membership, or service, you agree to provide accurate payment information and complete payment as required.
Prices, offers, and availability may change at any time.
Refund terms may vary by offer, event, workshop, membership, or service.
Unless otherwise stated on a specific sales page or checkout page, all digital products, downloadable resources, workshops, event tickets, and membership payments are non-refundable.
If a refund policy is listed on a specific offer page, that policy will apply to that purchase.
If you join a paid membership or subscription, you authorize recurring payments according to the terms shown at checkout.
You are responsible for managing your subscription, payment method, and cancellation requests.
Cancellation stops future billing but does not automatically refund past payments unless otherwise stated.
We may use or link to third-party platforms, payment processors, email systems, community platforms, event platforms, or websites.
We are not responsible for the policies, actions, errors, or practices of third-party providers.
The Creative Income Circle by Yuri Cruz is not liable for any damages, losses, business interruptions, lost income, lost opportunities, technical issues, or other outcomes related to your use of this website, resources, services, events, or community.
You agree to use our content and services at your own discretion and risk.
We may update these Terms & Conditions at any time. Updates will be posted on this page with a revised effective date.
For questions about these Terms & Conditions, please contact:
Yuri Cruz / The Creative Income Circle
Email: [Insert Contact Email]
Where creatives learn to connect, structure, and monetize their gifts.
© 2026 The Creative Income Circle by Yuri Cruz. All rights reserved.